2. SEEK - FIND - LOCATE
FINANCE - DEBT UNDERSTANDING LIFESTYLES RESOURCES - REALITIES - RATIONALITIES
2.1 FINANCE - DEBT
2.1.1 EXPLORE FUNDING OPTIONS
2.1.1.1 RUN WITH WHAT YOU HAVE
2.1.1.1.1 REAL WORLD NOT IDEAL
2.1.1.1.2 NOT WOULD LIKE BUT WHAT'S THERE
2.1.1.1.3 WORK WITHIN THE CONSTRAINTS
2.1.1.1.4 NOT BEYOND YOUR MEANS
2.1.1.2 GROWTH OPPORTUNITIES - GOAL CONGRUENCE
2.1.2 BE POSITIVE NOT NEGATIVE
2.1.2.1 WORKING CAPITAL - BALANCE SHEET - CASHFLOW
2.1.2.1.1 ASSETS - LIABILITIES
2.1.2.1.2 WHO - WHAT - WHEN
2.1.2.2 CALCULATE INCOME AND EXPENDITURE
2.1.2.2.1 GROSS - NET
2.1.2.2.2 TIMING
2.1.2.2.2.1 DAY - MONTH - YEAR
2.1.2.2.2.1.1 EXPENSIVE - CHEAP
2.1.2.2.2.1.2 ESSENTIAL - UNNECESSARY
2.1.2.2.2.2 TERM
2.1.2.2.2.2.1 SHORT
2.1.2.2.2.2.2 MEDIUM
2.1.2.2.2.2.3 LONG
2.1.2.3 BIG PICTURE - BUILDING BLOCKS
2.1.2.3.1 COMPETITORS - ALTERNATIVES
2.1.2.3.2 ASK - ASSIGN - ACTION
2.1.2.3.3 ADVICE - ASSUMPTIONS
2.1.2.3.4 AWARENESS
2.1.2.3.4.1 REDUCE
2.1.2.3.4.1.1 DIRECT DEBITS
2.1.2.3.4.1.2 LOANS - CREDIT CARDS
2.1.2.3.4.1.3 INTEREST CHARGES
2.1.2.3.4.2 AVOID DEFAULTS
2.1.2.3.4.2.1 BAILIFFS
2.1.2.3.4.2.2 REPOSSESSION
2.1.3 DEBT CONTROL MUST
2.1.3.1 PLAN - BUDGET - FORECAST
2.1.3.1.1 SAFETY - RISK - CUSHION
2.1.3.1.1.1 AFFORDABILITY - DURABILITY
2.1.3.1.1.2 COST BENEFITS
2.1.3.1.1.3 VULNERABILITIES - DIFFICULTIES
2.1.3.1.2 FINANCE AVAILABILITY
2.1.3.1.2.1 INTERNAL - EXTERNAL
2.1.3.1.2.2 OVERDRAFTS
2.1.3.1.2.2.1 AUTHORISED
2.1.3.1.2.2.2 UNAUTHORISED
2.1.3.1.2.3 COST - RATES
2.1.3.1.2.3.1 CHEAP
2.1.3.1.2.3.2 EXPENSIVE
2.1.3.1.2.4 CONSOLIDATION
2.1.3.1.2.5 SECURITY
2.1.3.2 VERIFY - ADJUST - FIT
2.1.3.2.1 PROFIT - LOSS
2.1.3.2.2 MINIMUM - MAXIMUM
2.1.3.2.3 UP - DOWN
2.1.3.2.4 START - STOP
2.2 UNDERSTANDING LIFESTYLES
2.2.1 PERCEPTION AND REALITY
2.2.2 PROFITABILITY
2.2.2.1 PRACTICES - PROCESSES
2.2.2.2 PRODUCTS - PLACES - PEOPLE
2.3 RESOURCES - REALITIES - RATIONALITIES
2.3.1 PEOPLE - MATERIALS - MONEY - PLACES
2.3.2 METHODS - MAINTENANCE - MACHINE
2.3.3 MINI - MANAGE - MACRO
2.3.3.1 SOFTWARE - HARDWARE
2.3.3.2 MAKE - MERGE - MASTER
2.3.3.3 MIX 'N' MATCH
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