4. GRIEF VERSUS BELIEF
TACKLE INSURANCE PREMIUMS RISK MANAGEMENT
4.1 TACKLE INSURANCE PREMIUMS
4.1.1 DIFFERENT QUOTES
4.1.1.1 BROKERS
4.1.1.2 INSURERS
4.1.1.3 ADVISORS
4.1.2 BREAKDOWNS
4.1.2.1 COSTS
4.1.2.2 CLAIMS
4.1.2.3 BENEFITS
4.1.3 LIABILITY INSURANCE
4.1.3.1 ASSETS
4.1.3.2 PUBLIC
4.1.3.3 PROFESSIONAL
4.1.3.4 PRODUCT
4.1.3.5 EMPLOYERS
4.2 RISK MANAGEMENT
4.2.1 OPPORTUNITIES
4.2.2 THREATS
4.2.3 PREVENT OR CURE
4.2.4 REVIEW
4.2.4.1 DISASTER RECOVERY ISSUES
4.2.4.2 BUSINESS CONTINUITY PLAN
4.2.4.3 ENVIRONMENTAL ISSUES
4.2.4.4 BEST PRACTICES
4.2.4.5 PLANNED
4.2.4.5.1 HEALTH AND SAFETY
4.2.4.5.2 MAINTENANCE
4.2.4.5.3 FIRE RISK ASSESSMENT
4.2.4.5.4 THIRD PARTY CHECKS
4.2.4.5.4.1 SOLVENCY EVALUATION
4.2.4.5.4.2 CREDIT REFERENCES
4.2.4.5.4.3 STRENGTHS
4.2.4.5.4.4 WEAKNESSES
4.2.5 INCOME = SPENDING + DIVIDENDS + SURPLUS ( FOR DEBT REDUCTION +/- INVESTMENT )